To Purchase or Refi Call Now 1 800 379 0986.............................................................................................
Extension Number: 2147
After you decide you want to apply for
a loan, it's a good idea to start gathering up the following
information. You need to submit this information to your Loan
Officer in order to continue the loan process.
Last year's W-2 form.
Signed and dated Federal Tax Returns
(1040's) from the last year, including all schedules.
Most recent pay stubs for each borrower.
A copy of your most recent mortgage
statement (if available).
A copy of the Purchase Contract (if
applicable).
If you are self-employed:
Last year's signed and dated tax return, including all
schedules, a year-to-date Profit and Loss (P&L) Statement
that is less than 60 days old, and a current signed Balance
Sheet.
If you're part of a corporation or partnership, provide
last year's tax return for corporation/partnership including
form K-1, a year-to-date Profit and Loss (P&L) Statement
(less than sixty days old), and a current signed Balance Sheet.
Depending on your individual situation, you
may also have to supply some additional information. Read
over this list below and see if any of it applies to
you.
If your down payment includes a cash gift from a friend or
relative, you need a copy of the check or wire transfer showing
the donor's name and account number, plus a copy of the deposit
into your bank account. (This applies only to home purchase
loans.)
If you receive a Social Security pension or annuity, provide
a copy of the awards letter and a copy of a recent benefit check.
If you own other real estate, provide a lease/rental
agreement if applicable, and copies of property tax and
insurance bills.
If you receive alimony or child support, provide a copy of
the divorce decree and evidence of receipt of income for 12
months (i.e. canceled checks, deposit slips or bank statements).
If you pay alimony or child support, provide a copy of your
divorce decree
If you've had a bankruptcy within the last seven years,
provide a copy of your bankruptcy discharge, a copy of the
petition (including schedules A & B) and an explanation of
the circumstances.
If you currently pay rent, provide copies of rental payments
for the last twelve months (may include canceled checks, bank
statements, money orders, etc.) and the name and address of your
landlord for the same time period.
That's it. By providing the above information when applicable,
you'll help speed up the loan process.
Fill Out The Form Below For More Options . .
. . . .
-
After you decide you want to apply for
a loan, it's a good idea to start gathering up the following
information. You need to submit this information to your Loan
Officer in order to continue the loan process.