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The Loan Process

Smart Lending Solutions strives to make your loan process as quick and uncomplicated as possible. We've done our best to eliminate the red tape associated with the loan process to minimize the time it takes to get you from application to closing.

Below are the steps in a typical loan process. As you browse the pages of our web site you will gather a lot of information. If you have ANY questions concerning any part of the loan process please contact us immediately.

1- Contact a Smart Lending Solutions loan officer to discuss your individual financial situation by:

Calling our office to speak directly with us.
Click Here for complete contact info for Professional Lending.

2 - Your loan officer will contact you to assess your situation and determine your financial goals. Expect to discuss the following information: estimated value of your home, your credit history, and your home's equity.

3 - Based on the information collected and your credit report, your loan officer will quote you an interest rate and APR and the loan amount that you are likely to qualify for. For additional information use our Mortgage Calculator to assess your financial strength.

4 - Your loan officer will request financial documents and set an appointment for an appraiser to meet or talk with you to assess the value of your home.

5 - With your application now complete, your loan officer will notify you when your loan is approved. At this time an appointment will be made for signing the loan papers. You will receive your funds one week following the loan signing.

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Address 2:
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